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Kay K. Bains

Contact

P: 205.521.8220
F: 205.488.6220
Secretary:
P: 205.521.8004

Kay K. Bains

Partner
Kay has represented banks for 30 years, specializing in three areas of critical importance: documenting and negotiating commercial real estate loans, selling distressed assets (both notes and OREO properties), and buying, selling, leasing and developing bank branches, headquarters and operations centers throughout a bank's footprint.
Kay has represented banks for 30 years, specializing in three areas of critical importance: documenting and negotiating commercial real estate loans, selling distressed assets (both notes and OREO properties), and buying, selling, leasing and developing bank branches, headquarters and operations centers throughout a bank's footprint.
 
Kay has a thorough understanding of operational and financial aspects of the banking business. She has been involved in hundreds of transactions, including:

- over 500 acquisitions of real estate sites for bank use
- over 350 dispositions of bank branches and other bank-owned real estate
- Sale of hundreds of millions of dollars of distressed loans

Experience

Kay has implemented a full-service approach to the real estate needs of bank clients. To provide the client with a consistent, uniform approach, she handles all sales, acquisitions, leasing, easements, signage rights, estoppels and SNDAs in all states in which a bank operates.

Distinctions

  • The Best Lawyers in America®
    • Banking and Finance Law, 1995-2013
    • Financial Institutions Law, 2005-2006
    • Real Estate Law, 2008-2013
    • Timber Law, 2009-2013
    • "Lawyer of the Year," Birmingham, Real Estate Law, 2012
  • Listed in Chambers USA
    • Banking & Finance, 2006-2013
    • Real Estate, 2004-2013
  • Alabama Super Lawyers, "Top 25 Women in Alabama," 2009

Publications

1/2010
Thorough review of documents and collateral is the critical first step.

Memberships and Affiliations

  • American College of Mortgage Attorneys, member
  • Legal counsel to Vulcan Park Foundation